INSURANCELIFEANNUITIES Blog

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How to consider a job change

The way you leave a job is as important as the form of starting a new one, so it is useful to plan it and do it well.
It may be tempting to say exactly what you think about the organization or the people that are leaving, but there are only disadvantages to burn bridges or destroy relationships.
How to make an exit elegantly when you change jobs Create a plan with your boss Expose who you tell about your departure and when and how you plan to deliver your work. It will make you feel better in the same page.
I know positive No matter what your reasons for going, is not present complaints past or past problems with peers. Focus on where you want to go and introduce yourself as a person that seeks out new opportunities for growth instead of as a deserter discontent.
Don’t forget to Although tempting, is something to avoid for that reason it is essential to make sure your projects are transferred in a timely manner and organized and that the time limits will not be skipped in your abs..

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Differences between tax evasion and tax avoidance

Nothing is certain, except death and taxes. This maxim, attributed to Benjamin Franklin, is usually sometimes the subject of the question, at least in Spain. And not just because someone else has discovered the potion of eternal youth, nor much less, but because, increasingly, the tax fraud has been established in our society and now constitutes a serious structural problem , and one of the biggest concerns of Spanish citizens.
Almost every day we wake up with new cases of suspected tax crimes that we are scandalized, especially to all those who have a payroll or pay religiously your monthly fee and that, at the slightest delay in your compost, they are receiving a notice from the Treasury or Social Security. However, on some occasions, the concepts are not used at all well; this is the case avoidance and tax evasion, terms that apparently seem the same but which have a meaning and connotations very different.
Tax avoidance has as goal to pay the least amount of tax within the limit..

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The Royal Decree 602/2016, of 2 December, amending the General Accounting Plan has introduced new developments in accounting that have to carry out smes. In this article we will focus on a very important aspect as is the memory.
The memory is a document detailing the achievements and events relevant to the shareholders and investors of a company, and serves to explain the content of the Balance sheet and the Profit and Loss Account. Given the current complexity of the business operations, the memory has become one of the most important documents to know the financial statements of a company.
In general, the rules governing the content of the Memory in the enterprises are found in articles 259, 260 and 261 of the Law of Societies of Capital. However, according to the Royal Decree 602/2016, they may apply the General Accounting Plan for smes those companies that meet the following requirements:
The total of the amounts of assets may not exceed four million euros. The net amount of th..

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Why customers abandon their online purchase mid-process

In spite of how complicated it can be to attract the attention of a customer on the Internet, the truth is that the majority of those who come to abandon their online purchase mid-process. In this case, the factors tend to be multiple as shipping costs, payment methods, registration, or simply that they are not safe.
Like all of the customers who arrive at the traditional commerce is not just buyingin the store online will the same thing happen. Many only seek to compare or are curious about the products we can offer our e-commerce. In addition can be done simultaneously at various stores for similar products.
Also leave the shipping costs, but also the time it takes for the product to arrive to our house. A balance between the two concepts helps to meet the needs of the customers. If the shipping costs are very high in relation to the product, we can almost give up for lost the sale.
If it takes too long to receive the product, the customers who buy on impulse, end up leaving si..

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Why it pays to delegate meetings

Never seems to be enough time to properly plan a meeting. But the solution is not to change the preparation of the meeting,is to let others lead their meetings.
The delegation of this responsibility to someone on your team, you will help free your time as the development of your staff.
It is especially useful to give another person the opportunity to practice the management of meetings when you present in the room. This will give you extra performance that it is appropriate to evaluate, and you will be able to observe and provide feedback.
Before your next meeting, ask yourself who would get the most benefit from an opportunity to address the meeting. Looking for people that need to develop the skill or they would get a benefit professional to receive the load of design and lead the next meeting.
Image | cdu445 On Smes and Freelancers | How to overcome the fear of speaking in meetings
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What if the robots pay taxes? The problems of taxation in the machines

Since the Industrial Revolution, the concern for the work of some positions that could easily be replaced by machines has been latent. The workers themselves have been the champions of the struggle against the progress that represent the machines, to the point of arise, some currents of philosophical and popular movements and the workers, as the ludismo, which has been the symbol of workers ‘ resistance against the advance of the machines.
However, the technological progress has been (and still is) unstoppable. The increase in productivity caused by technology and the improvement of the quality of life of the population has fact that machines and robots have won the battle, despite the destruction of employment that have resulted. For this reason, many experts have tried to propose solutions, such as the imposition of the work of the robots, which could be extended to all machines in general. But, what would be a good solution? These are the problems.
The loss of productivity The mai..

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Seven out of ten companies expect to increase their competitiveness thanks to Big Data

A few years ago, it seemed that the database was a way of structuring the information that is exclusive to large companies. While the smes were still using paper records and large volumes of information stored in endless volumes (accounting, human resources, logistics, etc) were part of the day-to-day business, their older sisters had already been scanned, entering a world that allowed them to save costs, reduce physical space to store this information and, above all, to avoid human errors.
This first technological revolution has allowed, thanks to the cheapness of the systems and the increase in space on the servers, that smaller companies could take advantage of this possibility. Today, almost no one takes the accounting of your business to hand, and it is odd that the director of a company to track tons of information searching for that data that’s so hidden it seemed. And as was the case then, Big Data has brought a new revolution in the way we structure the information… also fo..

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Anxiety of work, and limits the productivity of the employees

One of the problems faced by practically all workers is the anxiety of labour. It is a state of mind, of emotional distress that can eventually block them and limit considerably their capacity. It is difficult to put a solution, because the causes may be multiple.
The main problem that occurs is a lack of concentration in what you are doing. But also irritability, insecurity, problems to rest, or muscle aches. This can also cause an increase in accidents in the workplace, to be thinking about other things while we are working.
Among others we can cite job insecurity or the fear of losing the job. To mean that these revenues are more important for their livelihood, the distress and anxiety caused can be much greater. This is one of the most complicated to resolve, since in many occasions the temporary contracts do not go beyond their end date.
However, other times it’s the company itself the cause of this stress job, with pressures, threats of the type “if you don’t like it you kn..

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New content of the memory for the smes with the modification in the PGC

The Royal Decree 602/2016, of 2 December, amending the General Accounting Plan has introduced new developments in accounting that have to carry out smes. In this article we will focus on a very important aspect as is the memory.
The memory is a document detailing the achievements and events relevant to the shareholders and investors of a company, and serves to explain the content of the Balance sheet and the Profit and Loss Account. Given the current complexity of the business operations, the memory has become one of the most important documents to know the financial statements of a company.
In general, the rules governing the content of the Memory in the enterprises are found in articles 259, 260 and 261 of the Law of Societies of Capital. However, according to the Royal Decree 602/2016, they may apply the General Accounting Plan for smes those companies that meet the following requirements:
The total of the amounts of assets may not exceed four million euros. The net amount of th..

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How to tell your boss that you have too much work

No one wants to appear to the eyes of your boss as a lazy, or a little committed, or someone who is not a team player.
However, when the circumstances so require, it is best to do know in our head that our work load is excessive without being wrong for it.
To achieve this we must start by maintaining a sincere talk. Start by indicate the shared objectives of the organization to make sure that both are on the same wavelength.
Then, explain that it is becoming the way to achieve those goals. You must be as specific as possible, indicating that the task requires a great research work that requires a lot of time, or to manage the team, you have less time to work everyday.
There’s that present the problem and propose alternatives to solve it and that is where you must show your worth sugiriend that certain of little importance are made on a quarterly basis instead of monthly, or colleagues involved to give you support on a particular project, or the organization to consider hiring new ..