INSURANCELIFEANNUITIES Blog

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Express delivery, the new threat to the traditional trade that comes from the Internet

One of the weapons that had the small trade to fight against the giants of the Internet was to be able to meet the demand of the buyer-compulsive disorder. What I see, I like, what I want, I will purchase it. Now with the arrival of the express delivery, now the merchant has a little more difficult to compete.
Express delivery consists of a logistics service fast delivery we guarantee to have the product that we have purchased online at our home within an hour or two. Who offers this service? Since these platforms as important as Amazon, El Corte Inglés or Media Markt.
The first thing we need to know to compete is if our city is giving this service. The express delivery of time is limited to the big cities, Madrid and Barcelona, and little more, but let us not doubt that soon it will spread to many others. In fact it may be that services like Amazon a Premium that only take a day are already doing damage to many sectors.
This gives the chance to many smbs to seek options to fight ..

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Presenteeism in the company, the great enemy of productivity

When we speak of productivity in the companies always intend on doing more homework, get more work later on, at the same time. To do this, is invest in technology that help us to be more efficient or you can work on concentration techniques. And above all there is a struggle against the presenteeism, the great enemy of productivity.
According to the recent study by Adecco, a 53% of the companies acknowledge any practice of presenteeism among their staff, 8 points more than last year, when it was 46%. The workers are still in the company more time to mark their schedule, but dealing with personal tasks in place of committing them to work.
To prevent this, companies seek to limit the use of email for personal use, access to the Internet, in terms of the technology, or the smoking and brief absences for various reasons, such as symptoms of the time of entry and exit does not mark the efficiency or the number of hours dedicated to the activity in most organizations.
To combat the fre..

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The new advertising comes to smes

Reading an article by Javier Regueira who knows quite a bit about advertising, of old and of now, a phrase that stayed with me was: “the Internet has killed the Big Brother giving the consumer a power they had never had in his hand.”
And this power should be taken advantage of by companies large and small. What is not of receipt is to implement an own style of the nineties in 2016. The new advertising goes beyond moving the “furniture”, that is to say, the message that defines our brand, not only must conform to other media but to change the language.
In communication, one of the terms more employees, but less practice is humility. If a company today is not able to understand that your client is not interested in hearing about how good they are its products, is that it has not understood that long ago that there was a change.
Intrusive advertising do not like. Neither in television nor in a page of Facebook.
Viva entertainment! That is the secret. If you want to keep the attention..

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Focus the conversation by summoning to the next meeting

A very common case in the development of a team meeting, someone expresses an opinion, another replies to that comment, giving way to another person subtly to another topic.
At this time, the whole world begins to intervene at that new point with a weight such that the meeting ends by deviating completely from the planned program.
Even if everything is related with the order of the day, a team loses momentum when people begin to generate different conversations, without coming to a conclusion.
However, it is not difficult to stay focused with this simple rule. When you see a new problem or issue, take responsibility for making sure that the current matter has been resolved before the team moves to try a new theme.
Often this means listening to everyone in the meeting, if only to know if they agree with what is being proposed.
In fact, in many meetings there arise new issues that cannot be addressed due to insufficient data and that did not pass through be mere speculation, in th..

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Reform of the Tax of Societies that today approved by the Government, this is what you need to know

If all the rumors and forecasts are met, the Ministry of Finance will approve today a reform of the corporate Tax , which will affect significantly to the balance sheets of the companies this year. The goal is to increase the collection and to fill this deficit that demands to Brussels. This can arise some doubts for companies.
In a political moment like the present, where all indications are that the budgets for 2016 will be carried over to the next year, the reform of this Tax seems to be the only way to ensure that the coffers of the state to enter more, that if, at the cost of undermining the investment capacity and balance sheets of the companies.
What is a tax increase or a breakthrough? Because if it is to meet the forecasts, what is certain is that it will be six of one and half dozen of the other, as say the English. The plan is to increase the minimum rate to 23%, instead of 20% today, so we could say that , yes, it is a tax increase. For the banks the rate shall be 25%. T..

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These are the races with more career opportunities, according to the World Economic Forum

Currently, there is a very significant gap still between the academic world and the world of work. The companies are not able to absorb so much supply of graduates every year out of college to join for the first time to the world of work.
For this reason, every year there are numerous studies about the professional opportunities provided by the careers currently on offer in the main Spanish universities and at the global level. In particular, these are the races with more career opportunities, according to the World Economic Forum, better known as the Davos Forum.
Based on the study “The State of Opportunity” in the job portal Indeed, which has analysed the professions with a salary above the 57.700 dollars a year, and have had an increase of 25% in the last 10 years, the careers that will open the doors to the labour market can be classified in five categories:
Computer science and mathematics: careers related to computer science in general, to computer programming or analysis of c..