INSURANCELIFEANNUITIES Blog

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Do you want to become a freelancer? Before, you should ask yourself these five questions

The jobs freelance is an upward trend. Whether to reinvent itself or simply by being their own bosses, which are increasingly more people who decide to leave the comfort of a stable job and indefinite, a salary halfway decent, and a time fixed for a job employed by others where the challenges and challenges make the day-to-day. In the united States, the freelancers already constitute 33% of the labor force, and nearly nine out of every ten would not arise now stop being so even if they arise a full-time job.
However, the life of a freelancer is far less rosy. While most people the pros by far for many people the cons, it is not a job suitable for everyone. For this reason, if you’re planteándote make you freelance, you should ask yourself the following five questions.
Do you have a wide network of contacts? Unlike a salaried work, in which clients already exist and “only” there to keep you, as a freelancer we have to find our own business. Without a wide network of contact, this tas..

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Ways to reduce the stress of a presentation

Many of us have to give presentations, and many of us feel anxious or stressed in the days that precede them.
Change the way you think about your presentation can help you feel less stressed about it.
How to change our mindset in facing presentations Bless, not impressions Instead of worrying about what people think of you, focus on what you will get from your talk.
Rehearse, but do not obsess Practice three times, once you’ve prepared the talk, the day before darla, and a few hours before continuing.
Make rest stops A presentation of an hour and a half hours is a daunting task. Think of your talk as a series of pieces of 10 minutes in his place.
Breathe There is nothing innately stressful in the presentation, the stress comes from us. To control it, breathes deeply and slowly, and use a position of power to soothe his last-minute nerves.
If we organize our presentation and not to bore our audience, the stress will not take place because there will only be place for a presentat..

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When the lack of communication between two companies, it hurts the end customer

The relationships between customers and businesses is ending. For various reasons, a collaboration that seemed perfect, it goes from night to day to do not benefit any of the two parties.
Therefore, that customer has every right to change company and become a customer of another that offers what you are looking for. But sometimes, certain information and data remain in the hands of the company and the hell begins to start from scratch. Comes into play the lack of communication which in the end affects the three actors.
When you put fetters is a weapon The client has left to work for company X, and you want to work with company Y. The company has to provide certain material to the company X, the new in which the client now trusts. But the company And refuses.
Puts all the possible barriers that non-client (with the does not want to continue working together) can have information that is yours and that you are entitled to.
What do you get company X with that behavior? Demonstrate la..

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Equal maternity leave and paternity, the proposal of the European Commission

Improve the reconciliation of work and personal life is one of the objectives of the European Commission in its new proposal. In this way one of its proposed star is the equality in the maternity leave and paternity to four months, so that they are non-transferable between both parents.
In addition to the low it will be possible to take them from the birth of the child until age twelve years. In this way, is to involve the parents more in the care of the children and reduce the gap in the labour market between men and women. If both parents have the same low, businesses that discriminate for this reason mothers will not be incentivized to do so.
For the moment, the minimum is set at ten days for the low-paternity, but if the proposal goes forward will be four months. The poor parent should be mandatory and indispensable for that really work to the purposes of a greater involvement in the care of the children of men, and reduce the gap in employment.
In addition I always doubt when ..

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How reliable are statistics from the EPA for the self-employed?

Once every three months, the National Institute of Statistics published the Survey of Active Population (EPA), which reflects the evolution of the unemployment rate in Spain. Although it is not the only statistic used for this purpose, yes that is the most reliable according to top economic experts, because it uses a harmonised methodology for the entire European Union, and is accepted by all member countries.
However, it seems that the statistics from the EPA are not entirely reliable in the case of own-account workers. At least this is the opinion of the Association of Autonomous Workers (ATA), which recommend the use of the data of the registered unemployment in place of the raw data of the EPA.
The association argue your hypothesis on the existence of bogus self-employed who are wage workers at the EPA or are registered in the Special Scheme for Self-employed Workers (RETA) of the Social Security without carrying out any activity.
In particular, while the EPA speaks of 3.091.400..

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One of every five workers change firms within the first quarter of 2017

According to a recent study conducted by Meta4 and analyzed by the IESE, the index of dynamism reaches 21.4% in the first quarter of 2017, following its upward trend initiated at the beginning of 2011. Or put another way one out of every five workers changes the company voluntarily during the first quarter of the year.
In this way we find that the number of workers who have left voluntarily their jobs has been multiplied by five between 2010 and 2017. This has different readings. On the one hand, only leaves those who have more opportunity to do so, that is to say, in general, the company does not know retain the talent within your templates.
On the other hand reflects a greater dynamism of the labour market, where there are more opportunities to make the leap to other organizations. No longer does the threat of “not like you already know where is the door”, because one out of every five will make for it. In the end, many of them have nothing to preserve, do not have compensation, t..

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How to handle criticism

When we receive a critique that comes to us unexpectedly, remembering how we react to it is difficult.
Being caught up in the heat of the moment can frustar our best intentions and trigger the worst of ourselves.
How you react in front of the critical Listen to what is said What is the critical a fact or an opinion? is it true? What is the intention and the motive of the person who gives you feedback?
Avoid defensive Don’t get defensive. Even when your critic is wrong, in fact, do it to know it is not convenient. Listen to what the person is saying, then ask questions to make sure you understand it.
Ask for time Doing so disables the immediate situation, it shows the person that you consider your opinion as important enough to be considered carefully, and gives you the opportunity to decide if the criticism is true.
Keep a cool head in these situations is not easy but, if it happens, rarely what we would be sorry.
Image | Ryan McGuire On Smes and Freelancers | Do you handle crit..

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The reconciliation does not exist in the small business

For a traditional trade, when he speaks of the conciliation what is true is that sounds a little joke. The business hours is the one that marks the number of hours spent working, at least be open to the public. Because then after closing, in many cases, much remains to be done. Therefore, the reconciliation does not exist in the small business.
Schedules from Monday to Saturday extensive with more than 12 hours usually, which some are lucky if they can afford close to noon to go home for lunch or not open on Sundays, something that depending on where this located the trade is a luxury that many can not afford. The bad thing is that you can’t always hire employees to help, simply because the profits of the business do not give enough.
In this way the reconciliation for many is nothing more than enable a small table in the back room where their children can do their homework while they wait for the closing time. The pressures of the major surfaces, the franchises, the giants of online..

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How to create a business culture open

The benefits of an open culture which frank discussion and directly about the problems that arise are immense, but it is difficult to build an open culture.
However, once it is established practice of the open feedback through the organization, the organization charges a new impulse.
Elements to create a business culture open
I appreciate To overcome the negative connotation of “feedback” to acknowledge the good work of your employees as well. The research suggests that you need to share the positive feedback three times as often as negative feedback.
Opening We all tend to respond to comments protecting ourselves, but the construction of an open culture requires that leaders actually listen to what people tell them, demonstrating how to receive feedback without taking it personally.
Involve the entire organization Get the organiación whole is involved is the main one, fighting against silos that create a mentality of “us against them”.
Create a culture open to the opinions an..

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In Spain there are already more workers at risk of poverty and social exclusion, which are retired

During the day of yesterday, the National Statistics Institute published its Survey of Living Conditions, published annually. And, as every year since the onset of the crisis, poverty and risk of social exclusion are still, unfortunately, general tonic among the population of our country.
One out of every five people living in Spain makes it to the edge of poverty, which in part desmitifica the strong Spanish growth. Such a point has been reached for this problem that, currently, pensioners living in lower risk of poverty and social exclusion in the active population.
In particular, and while the poverty rate fell for the group of pensioners from 20% in 2008 to the current 11%, in the case of workers, both wage earners and self-employed, this figure rose from 11% to 14.1% in the same period, due to the increasing precariousness in employment and no savings capacity of the Spanish workers.
The situation is even worse if we look at the workers in situation of unemployment. Of this gro..